4 Easy Methods To Check Your PF Balance
PF Balance Enquiry | EPF Balance Check
EPF or employee provident fund means retirement corpus for most of the salaried employees in our country. And EPF must be treated like this as it may provide financial security to you when you will not be working. With this retirement fund, you can enjoy your later days without any worry about earning. You can spend the money at your will, and on fulfilling your desires. But while working, it may interest you to know the PF balance. And, now it has become very easy to know about your balance in EPF account.
Many Ways To Know PF Balance
There are many ways to know the balance in PF account easily. Earlier, you had to depend on the annual PF slips if you wanted to know the PF balance. And, many a times it used to happen that the PF slips didn’t reach you. Moreover, these PF slips had the information of EPF balance till the end of last financial year only. In case you want to know the PF balance in mid of year, you had only option to visit the regional PF offices. But now you don’t need to bother as you can have info of your PF balance online. Not only PF balance, you can also view your EPF passbook online as well. Alternatively, you can check the PF balance through missed call service, SMS or EPF mobile app. The good thing with all these methods is that you get the PF balance till the last contribution deposited in the PF account.
UAN Made Easy To Know PF Balance
This has become possible after the advent of Universal Account Number (UAN) by EPFO. UAN is 12-digit number which is provided to every PF account holder. I believe you must have this UAN attached with your EPF account. You may confirm it with your employer, if you are unaware of this. And, in case you do not have your 12-digit UAN, you can get it activated through your employer as well. You must know that all employees have only one UAN throughout their working life irrespective of the number of companies they change. As its name suggests, UAN is a universal number which facilitates in linking of multiple EPF accounts of a member.
I am going to tell you all the ways to know the PF balance in your account. I would suggest you to activate your UAN first of all. For activating the UAN, visit the EPFO website and enter the right credentials. Normally, it would take up to 4 days to activate your UAN. Activating your UAN would be of great help to you for not only checking the PF balance, but also withdrawing the same. Once your UAN is activated, you will receive regular SMS having details of the contribution made by you and your employer.
Whether or not should you withdraw the PF amount after leaving the job? Read it here. PF Withdrawal After Leaving Job
Ways To Know PF Balance In Your Account
1) Check PF Balance Through EPFO website:-
To see your PF balance with provident fund passbook online, you should follow these simple steps:
Step 2– Now click on the ‘view’ tab which will take you to visit your profile, service history, UAN card and your passbook address. This passbook address is a separate website link where you can view your PF account. Alternatively, you can directly copy the following URL in your browser:
Step 3– When you open the above URL, you will find a section in the left side. In this section, you have to re-enter your UAN, password and Captcha. Remember that the password will be the same which you had used for the EPFO member login portal.
Step 4– Once you have entered your credentials, you will see your PF account number at the left corner of the webpage. When you click on this number you will get your PF account passbook on the screen. It will be in PDF format. If you want to download it, just right click on the passbook, select ‘Save As’ option and save it at the desired location on your computer. In this passbook, you can see your as well as your employer(s)’ contribution and interest credited by EPFO. This passbook will have your PF balance as well.
Remember the following points as well before viewing passbook:-
- Passbook viewing facility is available for the members registered on the Unified Member Portal.
- Passbook will be available after 6 Hours of registration at Unified Member Portal.
- Passbook facility not be available for the Exempted Establishments Members / Settled Members / InOperative Members.
2) Check PF Balance Through Missed Call
This is the easiest method to know the PF balance in your account. You don’t need a smartphone to use this service. Any feature phone can also be used for the EPF balance enquiry through missed call. But for this, you must fulfill two conditions.
- You should have the UAN which is activated.
- Your mobile number should be seeded with the UAN and registered with EPFO.
If you fulfill both of these conditions, you should call to this number 011-22901406 from your registered mobile. After a couple of rings, call disconnects and within next few minutes, you get an SMS at your phone. This SMS will have your PF balance. Apart from PF balance amount, this SMS will have your UAN, name, Date of Birth, Aadhaar status, PAN status and bank details status.
3) Check PF Balance Through Mobile App
EPFO has created an app called m-EPF. It will help you to monitor and operate the EPF account. With this app, you can check your PF balance. To use this, your UAN should be activated. At this app, users can view their monthly credits through the passbook as well their details available with EPFO. The EPF pensioners can also access their pension disbursement details through this app. You can download m-EPF from EPFO website or google play store.
4) Check PF Balance Through SMS
You can also check the PF balance by sending an SMS. Once again, for using this facility, your UAN should be active and mobile number should be seeded. The number where you have to send SMS is 77382-99899. You will have to type EPFOHO space UAN space ENG to this number. ENG means you want to receive SMS in English. Also remember that you have to type only the letters “UAN” and not the number. You have the option to get the EPF account balance in 10 different languages. The SMS you receive will have the details of your PF balance and PF account.
So, with any of these user friendly services, you can check your PF balance easily. Do make use of these services and write to me if you come across any problem. You can also read that how can you withdraw the PF amount easily. And, if you have any doubt or query, feel free to ask me.